Steven is an investment banker by training, having joined Palladium Impact Capital (formerly Enclude) in 2014, after working in the investment banking teams at Merrill Lynch (now Bank of America) and Citi in both London and Johannesburg. In these firms, he specialised in corporate finance (balance sheet optimisation, structuring equity and equity-linked financings and debt advisory), before taking on wider coverage roles (which also included M&A). Subsequently, he helped set up Gryphon Investment Bank, an investment banking boutique, where he advised entrepreneurial businesses in central and eastern Europe on corporate finance transactions, including M&A, private equity financing and debt (re-)structuring. Steven has developed a particular expertise in working with small and growing businesses and determining how best to meet their capital needs to fulfill the business objectives. Immediately prior to joining Palladium Impact Capital, he advised an NGO on raising a debt fund focused on healthcare. Steven holds a Master’s Degree in Finance and Economics from Groningen University, and completed an executive MBA programme at Wharton.